Terms of Use

About Perk Prism

Perk Prism helps users track estimated credit-card benefit value based on information they enter and mark as used. Perk Prism is a tracking tool, not a bank, card issuer, credit bureau, financial advisor, legal advisor, or tax advisor.

No Financial Advice

Perk Prism does not provide financial, legal, tax, credit, or investment advice. You are responsible for deciding how to use your cards and benefits.

Issuer Terms and Estimated Values

Credit-card benefits, credits, fees, eligibility rules, and redemption terms can change. You are responsible for verifying benefit terms with the card issuer. Estimated values shown in Perk Prism may be incomplete, outdated, or different from the value you personally receive.

User-Entered Information

You are responsible for the information you enter into Perk Prism, including custom cards, custom benefits, notes, reminders, and values. Please do not submit card numbers, bank logins, Social Security numbers, account balances, transaction history, or other sensitive financial information through forms or support emails.

Subscriptions

Perk Prism Pro is planned for users who want unlimited cards and advanced tracking. Subscription terms will be handled through Apple when available. App Store subscriptions can be managed through your Apple account.

Changes to the Service

Perk Prism may change, pause, remove, or discontinue features as the product develops, including during beta and launch preparation.

Termination

Perk Prism may limit or end access to the service if needed to protect the product, users, or business, or if these Terms are not followed.

Limitation of Liability

Perk Prism is provided as a tracking aid. To the fullest extent allowed by law, Provencher Digital LLC is not responsible for lost benefits, expired credits, card fees, issuer changes, financial decisions, data entry errors, or indirect damages resulting from use of Perk Prism.

Contact

Questions about these Terms can be sent to hello@perkprism.com.